Job Title: Credit Risk Analyst
Location: Abuja (FCT)
Employment Type: Full Time
Sector: Investment and Asset Management
Job Summary
- The Credit Analyst officer will evaluate clients’creditdata in order to determine the degree of risk involved inlendingmoney to them. Prepare reports about the degree of risk inlendingmoney to clients. Analysing client records and using the data to recommend payment plans.
The main responsibilities of the position include:
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- Review and provide feedback about the completed loan application form on any missing or unclear documents in the application thereby ensuring all required supportive documents for the credit analysis have been submitted
- Conduct credit evaluation/ analysis for retail and MSME clients and make appropriate recommendation in line with credit policy
- Ensure proposed facility are structured appropriately in line with transaction dynamics, repayment structure and customer’s cash flow.
- Ensure compliance to target market, risk acceptance criteria and overall Credit policy
- Conduct Risk Rating and Credit scoring for all loan request
- Conduct financial and non-financial business analysis on proposed request and interpret generated financial ratios/ performance indicators
Qualification, Experience & Skills
- Minimum of 6 years post-NYSC experience in Credit Risk Management from a financial institution
- Experience in Credit Administration and delinquent management will be an added advantage.
- Minimum of a B.Sc. preferably in Accounting / Finance, Economics or Business Admin
- Professional qualification such as ACA, ACCA will be an added advantage
- Good knowledge of CBN policies on credit and loan administration
- Strong proficiency in analyzing and evaluating financial information
- Knowledge of retail banking and micro-lending
Required Knowledge, Skills and Abilities:
- Computer proficiency particularly with spreadsheet
- Attention to detail; thorough, particular and accurate
- A demonstrated knowledge of finance, accounting and risk management
- Communicate in clear, concise and effective written and verbal formats
- Excellent interpersonal skills
- Energetic and with sound decision-making skills
How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.
Deadline: January 4, 2021
Job Features
Job Category | Analyst/ Quality Control |