JOB TITLE: Digital Credit Analyst
JOB LOCATION: Lagos-Island, Lagos
JOB DETAILS:
The digital credit analst must be able to perform the underlisted job functions with little or no trainning:
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- Evaluating and reviewing of client’s credit proposal for approval or rejection based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
- Preparation of Credit Appraisal Memorandum (CAM) for Management and Board consideration and Approval
- Conducting credit search from an approved Credit Bureau for facilities of N50,000 and above
- Booking of loans in line with approved terms and conditions for the MD’s approval
- Proper documentation and updating of the loan files
- Follow up and monitoring of disbursed loans to ensure timely repayment
- Recovery of delinquent loans and advances
- New products development and review of existing ones
- Develop, review and update the bank’s credit policies.
- Attend Management Credit Committee, Strategic Business Unit (SBU) and Management Meetings
- Organized in house training for the staff
Render timely report to regulatory bodies (CBN, NDIC, e.t.c) when required:
- Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required
- Meet set deliverables.
Requirements
- Bachelor’s Degree qualification.
- Applicants must have 5 years minumum digital credit Analsty experience in a banking sector.
How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as mail the subject.
Deadline: February 20, 2021
Job Features
Job Category | Analyst/ Quality Control |