Posted 4 years ago
Job Title: Personal Banker
Job ID: 36472
Location: Lagos
Job Sector: Banking
Preferred Qualification and Experience
- A bachelor’s degree in any related field
- Minimum of Second Class Lower (2:2) division
- 0-2years banking experience, preferably interfacing with customers.
- Strong relationship management background.
- Experienced in upholding the highest levels of service.
- Experience in completing credit applications successfully
Knowledge/Technical Skills/Expertise:
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- Deep knowledge and understanding of the different personal and segment value proposition.
- Knowledge of local market environment and financial issues that may impact portfolio.
- Working knowledge of bank systems and operations
- Thorough understanding of credit principles as well as application and maintenance processes.
- Knowledge of the banks organogram and awareness of relevant reporting lines.
- Interpret financial statements; assess sources of income and basic customer affordability calculations (debt to income ratio, loan to value ratio, instalment to income ratio, etc).
- Demonstrate high levels of computer literacy – able to capture/update customer database, successfully complete product/lending applications, ensure credit maintenance, etc.
- Proficient in Microsoft word and excel.
- Time management
- Ability to multi task
- Ability to handle matrix reporting
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Job Features
Job Category | Banking / Insurance |
Deadline | Not Specified. |