Loan Credit Officer at Summer Green Microfinance.

Full Time
Posted 2 months ago

Summer Green is into micro lending and investment. Our Mission is to tailor a suite of personal and business financial solutions at competitive rates to help our people take control of their needs, stay on top of challenges and grab opportunities.

JOB TITLE: Credit Loan Officer [Marketing Staff]

JOB LOCATION: Lekki, Lagos.



  • Reviewing and discussing loan requirements with clients.
  • Evaluating the credit request and preparing the appropriate recommendations.
  • Monitoring and collecting repayments Customer management (IT).
  • Assess clients’ financial status and evaluate creditworthiness and risks
  • Contact clients to gather financial data and documentation
  • Analyze risks and approve or reject loan requests
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.
  • Collecting the needed financial documentation and assessing the clients’ creditworthiness.
  • Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
  • Approving or denying loan requests, and communicating your decision to both clients and management.
  • Setting up payment plans for clients explaining monthly installment amounts, interest rates, and other costs.
  • Maintaining records of loan applications by using loan management software.
  • Managing loan renewals by organizing follow-up meetings with clients.
  • Set up payment plan and maintain updated records of loan applications
  • Monitoring the progress of the loan application process and relaying any hindrances to clients.
  • Ensuring that loan applications are in line with the company’s financial policies, as well as state laws and regulations.


  • Must reside within or close to the vicinity of the offices:

Office location: OFFICE 1: Block L, Nnamdi Azikiwe Street opposite Tinubu Square. Marina. Lagos.

OFFICE 2: C12, D’Cherub Mall, Opposite New Road Junction. Lekki-Epe Expressway. Lekki. Lagos.

  • Proven work experience as a Credit Officer, Loan Officer or similar role
  • Hands-on experience with lending procedures and products
  • Ability to create and process financial spreadsheets
  • Ability to work with loan management software.
  • Strong analytical skills
  • Customer service experience
  • OND/HND/ BSc in Banking and Finance, Economics or related field
  • Bachelor of science in accounting, finance, banking, business, or a similar field.
  • A minimum of 0-5 years’ experience as a credit officer.
  • Excellent knowledge of loan application procedures and best lending practices according to state laws and regulations.
  • Strong communication skills and proven customer service experience.
  • Exceptional analytical skills and the ability to work with complicated financial data.
  • Excellent organizational skills and the ability to work well under pressure.
  • Strong ethical behavior and the ability to work with sensitive financial information.

Remuneration: 50,000 +Bonus [10% of profit from loans disbursed]

Workdays: Monday-Friday [8am-5pm]

Interested and qualified applicants should send their CV to [email protected] using JOB TITLE as subject of the mail.

Deadline: May 31, 2021

Job Features

Job CategoryAccounting / Audit / Finance, Banking / Insurance

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