Loan Review Officer needed at Mutual Benefits Microfinance Bank Limited.
JOB TITLE: Loan Review Officer
JOB LOCATION: Oyingbo, Lagos, Nigeria
Job Type: Full-time
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JOB DETAILS:
The specific and general functions of the Review Officer are as stated below:
Review of all company loan and asset Management:
- Monthly reconciliation of loan before deductions.
- Ensuring full rendition of disbursement, settlement and deduction reports.
- Collating and submitting of deduction schedule.
- Refund of customers.
- Identified accounts that are above sanctioned limits, pending payments and non-performing loans.
- Generates a detailed list of non-performing loans according to severity of delinquency.
- Ensure a second level review of loan before disbursement, settlement and deduction reports.
- Accounting for accurate and proper document vetting, loan document scanning and transaction data capturing by the loan operators.
- Ensure that all loans and asset products of the company are reviewed within the TAT.
Budget & performance Management:
- Track DSEs performance at the State Level.
- Controls expenses to meet the state budget.
- Provides timely feedback (daily, weekly, monthly and Quarterly reports) to the Public Sector Head.
Risk Management and Capacity Development:
- Ensure the State NPL and PDOs are within set thresholds and always below company’s average.
- Ensures adherence to all company policies, procedures and business ethics codes are communicated within the team in the states.
Relationship Management:
- Ensure that all DSEs meet and/or exceed their monthly budget.
- Maintains contact with key decision makers within the state to ensure high levels of client satisfaction and business continuity.
- Manage internal relationship within the state.
Leadership and Capacity Building:
- Delegate authority and responsibility with accountability and follow up.
- Set examples for DSEs in areas of personal character, commitment, organizational and selling skills and work habit.
- Conduct regular training, coaching and counseling within the DSEs in the state.
Qualifications
The minimum entry requirement for this role is:
- A good HND / Bachelor’s degree in Accounting, Finance or any Social Science field, professional qualification in a related field will be an added advantage.
- Minimum of 2 years of experience in similar roles.
Skill, Knowledge and Abilities:
- Advanced proficiency in the use of Excel and Accounting software
- Ability to work independently and within a team.
- Must have strong communication and relationship management skills.
- Analytical skills.
- Good presentation skills.
- Must be able to prioritize responsibilities and must be highly spontaneous.
- Must demonstrate high level of initiative, creativity and ability to think outside the box.
- Good interpersonal skills
- Strong understanding of customer and market dynamics and requirements.
APPLY NOW
Deadline: December 31, 2020
Job Features
Job Category | Administration/ Office/ Operations |