Personal Banker (Edo) at Stanbic IBTC Bank

LinkedIn

Stanbic IBTC Bank is a commercial bank with over 180 branches spread across every state in Nigeria and our online banking platforms and is leading end-to-end financial solutions provider in Nigeria through innovative and customer-focused people.

Stanbic IBTC Bank is recruiting candidates for a Personal Banker.

JOB TITLE: Personal Banker

JOB LOCATION: Uniben, Edo
Job ID: 50282
Job Sector: Financial Services

JOB DETAILS:

  • Proactively promote a relationship-based offering through operating as a dedicated and primary point of contact for customer in the branch, providing banking solutions which meet the customer’s needs in accordance with each of personal banking segment’s value proposition.
  • Provide an efficient personal banking service and support to a portfolio of branch based clients across the Gold, Silver and blue segments.
  • Achievement of expansion, cost management and customer retention targets through a proactive call plan and active cross-selling.
  • Provide customers at the branch with basic day – to – day services

Key Responsibilities/Accountabilities

  • Retain customers (Blue, Silver and Gold) as per the criteria outlined in the segment value proposition and reflected by the Country segment strategy.
  • Liaise effectively with the sales team to ensure seamless transfer of clients after sale has been concluded to relationship management.
  • Pro-actively identify cross-sell opportunities within own portfolio of customers to maximise life cycle opportunities. Be guided by the segment value proposition and sales targets as to what the priority products are both from a bank and customer perspective.
  • Conduct a needs analysis with all new and existing customers to ensure that product opportunities identified are appropriate to meet the customer’s needs and priorities.
  • Conduct a comprehensive calling/contact management programme for all customers aligned with the cost to serve proposition.
  • Pro-actively manage the portfolio to maximise revenue for the Bank (referring to fees, margins and sales), minimise costs and risks, whilst maintaining and entrenching the customer’s relationship with the Bank appropriately

Preferred Qualification and Experience

  • A Bachelor’s degree in any related field.
  • 2 years banking experience, preferably interfacing with customers.
  • Strong relationship management background.
  • Experienced in upholding the highest levels of service.
  • Experience in completing credit applications successfully.

Knowledge/Technical Skills/Expertise:

  • Deep knowledge and understanding of the different personal and segment value proposition.
  • Knowledge of local market environment and financial issues that may impact portfolio.
  • Working knowledge of bank systems and operations
  • Thorough understanding of credit principles as well as application and maintenance processes.
  • Knowledge of the banks organogram and awareness of relevant reporting lines.
  • Interpret financial statements; assess sources of income and basic customer affordability calculations (debt to income ratio, loan to value ratio, instalment to income ratio, etc).
  • Demonstrate high levels of computer literacy – able to capture/update customer database, successfully complete product/lending applications, ensure credit maintenance, etc.
  • Proficient in Microsoft word and excel.
  • Time management
  • Ability to multi-task
  • Ability to handle matrix reporting

APPLY NOW

Deadline: October 31, 2020

Job Features

Job CategoryBanking / Insurance
View Today’s Jobs
Do you know a quality CV can help you get a job? Let's write for you

Subscribe to Free Job Alerts!

Get access to High-paying jobs near you. Enter your email below and click sign up now. Remember information is power!

JOIN US ON TELEGRAM
Share

Hi!

Hey!

We`re Hiring Now!

Are you looking for a new job ?

I`m looking for a job

Thank you, I`m okey

OR

Complete the form

We are waiting for your application!

Thank you for sending!

Your data has been saved!